CCOG for CG 114 archive revision 202401

You are viewing an old version of the CCOG. View current version »

Effective Term:
Winter 2024 through Fall 2024

Course Number:
CG 114
Course Title:
Financial Survival for College Students
Credit Hours:
1
Lecture Hours:
10
Lecture/Lab Hours:
0
Lab Hours:
0

Course Description

Provides basic information and strategies to empower individuals to make positive decisions about funding their education and establishing control over their financial lives, leading to financial independence and reduced life stress. Introduces: funding college, budgeting, wise use of credit, controlling debt, basic financial planning, effective financial decision making, and avoiding financial mistakes and pitfalls. CG 114 and BA 114 are equivalent. Only one may be taken for credit. Audit available.

Intended Outcomes for the course

 As a result of having participated in this class students will:

  1. Implement a financial plan to pay for college while maximizing resources and minimizing borrowing.
  2. Maintain short, medium and long-term financial goals while adhering to a spending plan.
  3. Make informed financial decisions to avoid unnecessary financial risks and establish a strong credit portfolio.

Course Activities and Design

Teaching modalities include: lectures; PowerPoint presentations; Internet sites; individual student assignments exploring multiple aspects of personal, college and post-college finances.  Class discussions; case study analyses; and student projects/assignments/presentations.

Outcome Assessment Strategies

Assessments may address the learning outcomes by means of the following:

  1. Written reflection on key course concepts
  2. Weekly quizzes
  3. Final personal presentation demonstrating an understanding of the course content, and a personal financial plan
  4. Portfolio of learning

Course Content (Themes, Concepts, Issues and Skills)

Content themes include: 

  • Understanding financial information 
  • Financial planning for college and career 
  • Effective financial decision making

Concepts include:

  • Funding college
  • Wise use of credit
  • Debt control
  • Basic financial planning

Issues include:

  • Ethical personal and financial conduct
  • Resolve credit problems

Skills include: 

  • Locate financial information utilizing the Internet 
  • Calculate interest rates and re-payment amounts 
  • Evaluate various types of credit, credit costs, and ways to utilize credit advantageously 
  • Manage personal credit information and credit rating/scores
  • Create a spending plan